Welcome to a Consolidated Project Homes (VIC) Pty Ltd website. We have created this website for your use and enjoyment. By accessing or using this website, you agree to the terms of use of our website set out below. The Terms of Use include our disclaimer and our privacy policy and any other terms or conditions on this website.

We may change the Terms of Use at our discretion and without notice. A version of the current Terms of Use will be available on this website as they are changed. By continuing to use our website you accept the Terms of Use as they apply from time to time. A copy of our current Terms of Use is displayed on our website at all times. This disclaimer is in no way limited or altered by any other terms or conditions on this website.

Website material not advice
The content - including publications - on this website is intended only to provide a summary and general overview on matters of interest. It is not intended to be comprehensive nor does it constitute advice. We attempt to ensure that the Content is current but we do not guarantee its currency. You should seek legal or other professional advice before acting or relying on any of the Content.

Liability
CPH is not responsible to you or anyone else for any loss suffered in connection with the use of this website or any of the content. This includes, but is not limited to, the transmission of any computer virus.  

CPH makes no warranties or representations about this website or any of the content. We exclude, to the maximum extent permitted by law, any liability which may arise as a result of the use of this website, its content or the information on it.

Where liability cannot be excluded, any liability incurred by us in relation to the use of this website or the content is limited as provided under the Trade Practices Act 1974 (s68A). We will never be liable for any indirect, incidental, special or consequential loss arising out of the use of this website, including loss of business profits.

Links from this website
Our website is linked to other websites over which we have no control. We make no representations about the accuracy of information contained on those websites. We are not liable for the content on those websites.

Privacy Policy

This Privacy Policy sets out the information handling policies of Consolidated Project Homes (VIC) Pty Ltd is committed to providing professional services and respecting the privacy of your personal information.

CPH is bound by the National Privacy Principles under the Privacy Act. This policy explains how CPH will collect, store, verify, use and disclose the information we hold about you and the conditions under which your information may be accessed.

What type of information does Consolidated Project Homes hold?

The type of information we collect and hold about you varies depending on the type of product or service we provide to you. The personal information we hold about you may include:

• Name, address and contact details
• Date of birth, age and retirement plans
• Contact details
• Gender
• Financial needs, objectives and circumstances.
• Financial Information
• Occupation
• Tax file number, where you have given it to us
• Health information (for some types of insurance)
• Insurance claim information, where this is relevant
• Employer's name and address
• Salary
• Names and addresses of your dependants or beneficiaries

You may choose not to provide us with your personal information. Depending on the nature and quality of the information you choose to withhold, we may not be able to provide you with accurate or complete financial advice.

How does Consolidated Project Homes use this information?

We use this information to provide you with financial product advice or services and recommendations consistent with your financial needs, objectives and personal circumstances.

We may also use the information to send you material about other products or services. If you do not want to receive this type of material, please advise us and we will stop sending you this information. Our contact details are set out below.

Does Consolidated Project Home disclose your personal information to other companies?

Consolidated Project Homes may share information with organisations that assist us to administer your investments or provide you with products and services including rhe following :

• external service providers such as mailing houses, IT service providers
• internal service providers such as superannuation, insurance and investment advisors
• to a regulatory body on their request

How does Consolidated Project Homes handle a request for access to personal information?

Under the National Privacy Principles, you have the right to access the information we hold about you. You can access the information in many ways, where you wish to access information about you, contact your advisor and they will make arrangements for you to do so.

In some circumstances we may refuse you access to your personal information, these circumstances are limited to situations where your request may unreasonably impact upon another person’s right to privacy. If we are entitled under the National Privacy Principles to refuse to give you access, we will tell you and provide reasons for our decision.

What if some of the information Consolidated Project Homes holds is wrong?

Please advise us if the information we hold about you is wrong or has changed. We want our records to be accurate, complete and up to date and we rely on the accuracy of the information to provide you with appropriate financial advice.

How do I make further enquiries or complain about a breach of privacy?

If you require more information about the way Consolidated Project Homes manages personal information or wish to make a complaint about a breach of your privacy, you should please contact us at:

Contact Information

Consolidated Project Homes (Vic) Pty Ltd
Po Box 6400, St Kilda, VIC 3004

Telephone: (03) 9529 6991
Facsimile: (03) 9510 2411

Changes to this Privacy Policy

We reserve the right to review and amend this Privacy Policy from time to time.